If you have huge medical bills as a result of a car accident know that most medical facilities have personalized payment plans available to you. Health care providers understand that unexpected medical costs often pose a significant financial impact to their patients. 

According to the latest reports at least one in five patients utilize these personalized medical bill repayment plans offered by their healthcare facilities and physicians. The first step is to contact your doctors or healthcare facilities to see what is possible. Simply ask them “how can I get help with medical bills?”

You must call each individual to whom you owe money because each offers different discounts and repayment plans. For example, your doctor’s fees must be negotiated separately from the facility fees charged by the hospital. 

Likewise, the bill you received from the anesthesiologist must be paid separately from the lab fee charged to you for drawing and testing your blood. 

One of the worst things to do is to leave the bills unpaid for more than 30 days. Not only does this eventually become reported to the credit bureaus but most doctors and healthcare networks send unpaid bills to a collections agency. 

Once this happens you have even more fees tagged onto the overall bill owed. 

If you have been injured in a car accident and as a result have amassed significant medical bills then you must take the initiative to contact your doctors and healthcare facilities as soon as possible to learn what sort of repayment plans are available. In many instances they offer an income driven repayment plan so that the payments fit your budget. 

Waiting is not in your best interest and you may find that they are more than willing to schedule monthly payments that help you get rid of medical debt. If you are completely without means then they may have additional resources to help you find the medical cost assistance you need.