Drivers want to know how to file an auto insurance claim quickly and correctly. The process to file a car accident claim was time-consuming and involved. In the modern world, filing an accident claim is simple and convenient provided you pay attention to all required details and information. The first steps involve understanding what to do at the scene of the accident. 

Take specific care to make sure your vehicle is removed from further harm and the ability to cause more damage to other drivers when possible. Assess all injuries to yourself, your passengers and any people in all other vehicles involved when possible. Next assess the damage to your vehicle and take detailed notes and pictures as best you are able.

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How to Submit an Auto Insurance Claim

Do not leave the scene of the accident. Leaving the scene of an accident is illegal and causes more legal and financial problems for you and your driving record.

Once the police, fire and/or medical teams are alerted the next step is to begin filing your car accident claim. Call your insurance company’s emergency claim number if you have it. 

Most auto insurance companies have mobile apps available as well.

Using a mobile app increases the chance your claim will be processed and accepted faster. Most auto insurance mobile apps allow you to take and upload pictures of the damage done to your vehicle at the accident scene. Auto insurance mobile apps sometimes also provide options for contacting rental car services and the ability to request towing and glass replace/repair reimbursement funds. 

It is absolutely crucial for you to fill out any forms or answer any questions on the phone with total and complete accuracy. Incomplete and inaccurate claims cause your claim to be denied, leaving you with unexpected out-of-pocket expenses.